UPI refund scam
UPI has become India’s largest online payment facility. In the last 8 years, the number of transactions done through UPI i.e. Unified Payment Interface has been increasing day by day. That is why today this service is the target of scammers. In recent times, many cases of fraud in the name of UPI refund have come to light. Many people have fallen into the trap of messages sent by hackers and have lost their income.
UPI refund scam
To do this, scammers resort to social engineering, so ordinary people are easily caught in their trap. You will also receive a message and call from scammers, in which a message similar to a UPI transaction will be sent to you in the name of transferring money to your family member. You will then be informed that they have sent you more money by mistake, you will have to refund the remaining amount. For this, the hackers will share your UPI number and ask you to refund the money.
If you also receive any such messages or calls, you should be alert and not fall into the trap of scammers. However, if you want, you can easily identify such fake messages and calls. The Ministry of Home Affairs has launched the Chakshu portal to report this type of fraud. In addition, a national helpline number, 1930, has also been created for cybercrime cases. If this type of fraud happens to you, you can lodge a complaint on the Chakshu government portal as well as the cyber crime helpline number.
How to avoid UPI refund fraud
- To avoid this type of fraud, first of all you should not panic when faced with calls from unknown numbers and act with patience. Many times scammers scare you by taking the names of your acquaintances, so that you can easily get caught in their trap.
- Out of nervousness you do not properly check the messages received on the phone. Any type of online transaction message is sent by the bank from a special number, which is registered with the telecom operators. If you received a message about an online transaction from a mobile number, then it must be from scammers.
- Apart from this, you can also verify the transaction by accessing your UPI app. When accessing apps like Google Pay, PhonePe, Paytm, you will have to go to the transaction history, where you can see the history of every transaction made through UPI. If you do not see the amount and transaction mentioned by the hackers there, then you must understand that an attempt is being made to scam you.
With these simple methods, you can prevent UPI refund fraud from happening to you. After detecting the hackers, you will have to report the messages sent and the numbers called by them on the Chakshu portal. If you wish, you can also lodge a complaint on Cyber Crime Helpline: 1930.
Also read – Big blow for Apple, another product of the company ‘destroyed’ the European Union, it made a big decision
